Contact me via phone or text for the fastest response, usually within a few hours. Alternatively, use the calendar below to schedule a no-obligation conversation at your convenience.
If you'd rather schedule a specific time to talk, use the calendar below. Pick a slot that works for your schedule and I'll call you at that time.
Consultations are free, usually 15-30 minutes, and come with no obligation. We'll discuss your goals, answer your questions, and figure out the best path forward.
512-293-8890
Calling or texting is the fastest way to reach me. I keep my phone close and respond quickly.
Prefer email? Send me a message and I'll get back to you, typically within a few hours during business days.
I'll respond quickly, usually within a few hours. We'll have a brief conversation about your goals, and I'll answer any immediate questions. If it makes sense to move forward, I'll explain the next steps.
You'll receive a confirmation with the date and time. I'll call you at your scheduled time and we'll spend 15-30 minutes discussing your situation, your goals, and your options.
I'll send you a secure application link and a document checklist. Most people complete the application in 20-30 minutes. Once I have your documents, I can typically issue a preapproval within 24-48 hours.
I work around my clients' schedules. While normal business hours are typical, I'm available for calls and texts in the evenings and on weekends when needed.
Buying a home doesn't always happen during banker's hours. I get that. Don't hesitate to reach out.
No. Our initial conversation is completely free with no strings attached. I'm happy to answer questions, review your situation, or just chat about your options.
That's fine. Many people reach out just to understand where they stand or what it would take to get ready. I'll give you an honest assessment and help you plan, even if that means buying is a year or more away.
Reach out anyway. A rejection from one lender doesn't mean the answer is always no.
Sometimes it's about finding the right program or the right approach. Let's take a fresh look.
No. We can start with a conversation. I'll tell you exactly what you need, and we'll gather it together.
I am here to assist with your first home, upgrade, refinance, or investment property throughout the Austin metro area. Licensed in Texas, I provide professional mortgage services for clients anywhere in the state.
I Work With Buyers and Homeowners Across Central Texas
Ready to Get Started?
The first step is simple: a conversation. We'll talk about your goals, We'll answer your questions, and we'll figure out the best path forward. No obligation. No pressure. Just honest guidance.
Call/Text: 512-293-8890
Email: [email protected]

Clear, honest guidance.

Specialized industry knowledge.

Simple solutions for everyone.


Equal Housing Lender
Gary Caples (NMLS #251360) | Prodigy Mortgage
(NMLS #237857) | Licensed in Texas
This is not a commitment to lend. All loans are subject to credit approval. Programs, rates, terms, and conditions are subject to
change without notice. Other restrictions may apply.
Copyright 2026. Gary Caples. All Rights Reserved.